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There's a very big difference between Power of positive thinking and not Understanding that the only the paranoid Survive do not be delusional because Your real estate and mortgage is Thinking no it's not going to happen Your ago rates were roughly 2.9 percent In May when Dave Ramsey called it fear Rates were at five percent and today Rates are seven and a half percent for 30-year interest and everyone's saying It's not going to go to seven and a half What are you talking about do you Realize from 1981 or 82 for about nine Years straight interest rates in America Were above 10 percent yep